Disclaimer

Business Consulting Scope

KIMSA INC. operates strictly as a business consulting firm, providing strategic guidance and educational insights on business credit, corporate structuring, and financial growth strategies. We do not engage in the direct execution of financial transactions, credit modifications, or legal processes.

We do not provide the following services:

• Credit Repair: We do not dispute, modify, or repair credit on behalf of clients. Our role is strictly educational, offering insights into credit management best practices.

• Legal Services: While we consult on business structuring and asset protection, we are not attorneys and do not provide legal representation or services. Clients needing legal assistance should seek qualified legal professionals.

• Funding Services: We are not lenders or brokers and do not provide funding. Our guidance is purely strategic, helping businesses understand best practices for accessing capital.

• Financial Planning or Management: We are not licensed financial planners or wealth managers. Our consulting focuses on high-level business strategies rather than personalized financial planning or portfolio management.

• Tax Preparation or Filing: We do not prepare or file taxes. While we discuss general tax planning concepts, clients should consult certified tax professionals for tax compliance and filing.

No Guarantees or Warranties

All strategies, recommendations, and insights provided are based on general industry practices and business-specific consultations. We do not guarantee:

- Credit score improvements
- Loan approvals or funding outcomes
- Any specific financial results

Business success depends on individual execution, market conditions, and external factors beyond our control.

Client Responsibility

Clients are responsible for the implementation of any strategies discussed. While we offer ongoing support and consulting, we do not perform operational, financial, or legal actions on behalf of clients.

Confidentiality

At KIMSA INC., we prioritize client privacy and confidentiality. Any information shared during consultations, including business, financial, or strategic data, will remain confidential and will not be disclosed to third parties without explicit client consent, except where required by law.

To maintain data security, we advise clients not to share sensitive information such as Social Security Numbers, account passwords, or private financial details during consultations.

Limitation of Liability

By using our services, you acknowledge that KIMSA INC. is not liable for any direct, indirect, or consequential loss or damage arising from the use of our advice or services. Clients accept full responsibility for the execution of strategies and outcomes resulting from our consulting services.

For further inquiries or clarification, please contact us at contact@kimsa-us.com.